Author: Lorne Robinson

I possess more than 30 years of progressive experience in public relations and serving others. In my present role as National Director at Kingdom Advisors, I have opportunities to engage with Christian financial professionals across Canada. My passion is to help people find a deeper purpose in their financial dealings and contentment with their lifestyle.

The Key to Business Success

The Key to Business Success

This is a significant month in my history – Nine years ago in April 2015, at the peak of my earning years, I left my role as a financial planner after 24 years.

In my last blog, I explained how God multiplied my business significantly in less than five years. A logical question is, why would I ever consider leaving a business that God had obviously blessed?

Journey

I find it so interesting how God uses little things to nudge us along the way. In April 2012, we visited our daughter in Calgary, AB. We attended Centre Street Church, then the book store after the service. There I discovered the NIV Stewardship Study Bible. I briefly looked through it and saw there was so much alignment with the Kingdom Advisors Core Training that I had studied in 2011. I decided to purchase it (USD $39.99) and proceeded to the cashier. I waited in line, then laid the Bible on the counter and took out my wallet to pay.

The cashier simply said, “That’s yours!”
I responded by saying, “No, I just picked this up and am here to pay for it.”

She then explained how someone had donated this Bible with the understanding that whoever expressed an interest in it – it was to be a gift to them! I was completely shocked but couldn’t help believing that God was working through this somehow.

Interestingly, about one year earlier a pastor shared something with me (a “word from the Lord”) that I sincerely questioned. For me, this was one of those things that needed to be tested and confirmed, but I decided that rather than reject it, I would park it, then wait and see. It went something like this: “You are to leave the old word and God will give you a new word that He wants you to share.” The question that I struggled with was that I love God’s word so much; how could I leave any word that was God-given and so meaningful?

The Word – Stewardship

That first evening I had gotten my Stewardship Bible, I opened it to Genesis 50 and read such a powerful story. It illustrated even deeper what Joseph meant when he said to his brothers (in vs. 20),

“You intended to harm me, but God intended it for good to accomplish what is now being done, the saving of many lives.”

Immediately across from this verse was a story that came from the province that I was born and raised in and where I was practicing as an advisor for more than 20 years.

God Meant It For Good

Good things can come out of bad beginnings. The story of a fishing fleet that left a small harbour in Newfoundland and was caught in a terrible storm illustrates this point. The ships, caught in a storm, did not return home when expected, and during the night, the mothers, wives, and children of the fishermen, walked along the shore looking for some sign of their loved ones and praying for their safe return. That same night, one of the homes in the village caught fire and burned to the ground. When morning dawned, the entire fleet of ships sailed back into the harbour. Everyone rejoiced except the woman whose house had burned. She approached her husband in grief and said, “We are ruined! Our house and everything we had was destroyed by fire.” Her husband shook his head. “Thank God for the fire. It was the light of our burning home that guided the whole fleet into port.”

Ronald E. Vallet

Was it a coincidence that we were in Calgary and just happened to into the bookstore that day? What are the chances of walking into a Christian bookstore that exists to sell products and be given such a gift? Was God involved and using this event to lead me toward “a new word” which was clearly stewardship?

Living as a Steward!

I remember the day well. It was the end of my work day – I sat alone in the waiting area and just looked around at the reception area, my office, then the filing cabinet which represented my clients and the assets under management (AUM). I started to pray (out loud) and surrendered my business to God. “This is yours, Lord. It’s not my business, I surrender it to you. Please use this business for your glory.”

The overriding purpose of Christian stewardship is glorifying God. God was transforming my thinking – I was no longer the owner, I was only the steward. I was overcome with gratitude as I recognized how God had been active in my business to help me build meaningful relationships.

Today, as I continue to read my Stewardship Bible, I see how King David was “overcome with gratitude. His natural inclination was to give back to God and he longs to build a house for the Lord. But Nathan shuts down David’s enthusiasm” with a message from God:

“God reminds David that he has never asked for a house. In fact, God turns David’s offer on its head, announcing the he (God) will instead build David a house, establishing his throne forever.”

The Stewardship Bible, How We Give to God, p. 504

Reading this made me realize that what David desired was quite different than what God intended. It’s less about what we want to do for God and more about what He wants to do for us! When we completely surrender our business to God, our deepest desire shifts to running that business for God’s glory. Interestingly, it seems God turns our offer to Him on its head! Our work becomes an opportunity for God; He (God) works to build a business for us.

That my friend is the real key to business success!

The Secret to Growing Your Business

The Secret to Growing Your Business

In the past several weeks I have had multiple conversations with self-employed entrepreneurs who have expressed the urgency to focus on growing their business.

I completely understand the urgency and have been in the exact situation myself ​- fully focused on growing the business with little time for anything else. ​Based on my own experience, as long as my sole focus remained on growing the business, I was working hard and striving for success. I was doing all the right things like marketing myself, networking, asking for referrals and in general, working hard. None of these are really secrets to success, are they? They are simply the necessary elements we would immediately think about and without implementing, success would be extremely unlikely. All of these efforts gave me only a measure of success as a financial advisor.

However, it was only ​when I focused on ​incorporating God into my business that I truly came to reach a level of success that I desired and at a rate of growth that I had never thought possible. In the last 5 years that I was a practicing advisor, my business grew by more than 1200%.

As I look back, this business success happened only when I began to invest some of my time away from the typical business opportunities. I started a training course that gave me a different perspective, namely that God was more interested and involved in my business success than I realized. Somehow, I was convinced that my own efforts had brought me this success, but then again, I wasn’t the first to come to that conclusion. God reminded the Israelites how He fed them manna and cared for them in the wilderness because He knew they might want to take the credit for their prosperity.

You may say to yourself, “My power and the strength of my hands have produced this wealth for me.” But remember the LORD your God, for it is he who gives you the ability to produce wealth, and so confirms his covenant, which he swore to your ancestors, as it is today.

Deut. 8:17-18 NIV

Despite this verse being underlined in my Bible, it was far too easy for me to emphasize the part I played in this success, and in so doing, diminish the role that God played in it. Sure, my ability played a part, but who gave me the ability? While my training, education, sales skills had to be developed, ultimately it was God who had positioned me in this role to start with. He had opened the opportunity to be trained in this field and I certainly would not have chosen this path on my own.

The global financial crisis of 2008/2009 was a time of profound soul searching for me but was very pivotal in my journey. It led me to a deeper study to earn my CKA® (Certified Kingdom Advisor®) designation which helped me understand God’s activity in my business.

The result: first, surrendering the ownership of my business to Him, then second, my striving diminished as He grew the business. Maybe that’s exactly what John meant when he said, “He must increase but I must decrease” (John 3:30).

For the record, the S&P 500 did increase in value from 2010 – 2015 by 92%, so this does account for some of the growth in business. The remaining 1100% growth that occurred in less than 5 years is much more than I could have ever accomplished unless I decreased and He increased.
​

Setting Financial Priorities

When you receive your income on a weekly, bi-weekly or monthly basis, it is important to set priorities around the use of these funds. In my study of biblical financial principles I have discovered there are only five things that you can do with money. These are listed here based on rhyme rather than priority:

  1. Live (lifestyle varies depending on personal decisions around spending)
  2. Give (determine to live a generous life)
  3. Owe – repay what we have borrowed which is really an extension of our lifestyle
  4. Owe – taxes (for most, this is an automatic deduction from pay)
  5. Grow – saving for a future goal (education, major purchase, retirement, etc.)

As a simple budget practice, it is helpful to calculate the percentage amount that goes to each of these five areas; however, the big question becomes, “In what order should funds be allocated?” What is the foundation for setting these priorities?

For the Christian, the Bible is to be our guide in life and there are 2350 verses referencing money and possessions. Thankfully, many have researched these truths and can help us determine what our financial priorities ought to be.

In his book, Financial Discipleship for Families, author Brian Holtz shares five priorities based on biblical wisdom.

Priority 1 – Giving Generously: Righteousness is associated with generosity in Psm. 37:21 which states, “The wicked borrows but does not repay, but the righteous is generous and gives!” Jesus emphasizes in His Sermon on the Mount to, “Seek first the kingdom of God and his righteousness, and all these things will be added to you” (Matt 6:33 ESV). Do we seek His kingdom first in our financial decisions? Or are we more focused on adding the the things?

Priority 2 – Providing for Family Needs: The Apostle Paul instructs readers in 1 Tim. 5:8 to “provide for their own family and especially for a member of their household …” (CEB). This directive to care for our loved ones tends to come naturally, and for many it is the top priority.

Priority 3 – Meeting Financial Obligations: Again, the Apostle Paul in Romans 13:7-8 gives the instruction: “pay your taxes and government fees and … owe nothing to anyone – except for your obligation to love one another” (NLT). Holtz says, “After giving and providing for the basic needs of our family, we need to prioritize the various financial obligations we have made.” Paying taxes with gratitude for the income earned can be challenging at tax time and paying off debt can feel burdensome, but is an obligation.

Priority 4 – Saving for the Future: Proverbs 21:20 gives clear guidance to save for future needs which maybe unseen or unknown in the present. It reads, “The wise have wealth and luxury, but fools spend whatever they get.”

Priority 5 – Enjoying God’s Abundant Blessings: When Paul mentored Timothy, he told him to “Instruct the rich… not to be conceited or fix their hope on the uncertainty of riches, but on God, who richly supplies us with all things to enjoy.” Clearly, it is God who gives us these things with purpose – enjoyment being one, but this is not necessarily the top priority. He continues the instruction reiterating priority 1, which is to use what we have been given “to do good, to be rich in good works, to be generous and ready to share” (1 Tim. 6:17-18 NASB).

Our natural tendency is to order our financial priorities like this:

  • Priority 2 – Providing for Family Needs
  • Priority 5 – Enjoying God’s Abundant Blessings
  • Priority 3 – Meeting Financial Obligations
  • Priority 4 – Saving for the Future
  • Priority 1 – Giving Generously

The Kingdom Advisors theme for February focuses on priority 1 and the giving process. Chris Gabriel says, “Giving is a superhighway to the soul. Christian advisors can be agents of redemption in the area of generosity and giving.” As agents of redemption, we are called disciple and help others shape their financial priorities based on biblical financial wisdom.

Questions to consider:

  • Have you ever calculated what percentage of your income goes to each of the five uses of money?
  • Are the financial priorities for Christians any different than non-Christians?
  • How would you personally rank these five priorities?
  • Which of these priorities presents the greatest challenge for you?
  • Do you need to make adjustments to your financial priorities?

Where Are You?

Have you ever asked a question even though you knew the answer? This is a common technique used when engaging with children or grandchildren. It’s a great way to help them think about a situation they find themselves in and how they ended up there.

Similarly, sometimes we ask the question “Where are you?” even though the answer seems obvious.

In life, we all have moments where we wish we could make a different decision. Maybe you’ve been there too.

When God asked Adam and Eve, “Where are you?” it wasn’t about their physical location but rather their proximity to Him! It wasn’t about making them feel guilty for their mistakes, or even how their choices was a failure to trust Him when tempted.

It’s easy to get stuck dwelling on our past mistakes and the resulting consequences. But what’s the point of that? The mistake is behind us, and we can’t change it. Instead, we should focus on where we are now and where we want to go. After all, mistakes are just detours on the journey to our true purpose. Let’s not allow them define us or hold us back.

I am reading through the Bible this year and just finished the story of Joseph. If anyone in life was shifted off course, it was Joseph. Having a dream (at age 17), being sold by his brothers, then elevated to a position of authority only to be falsely accused of sexual misconduct, thrown in jail and eventually becoming the second in command in all of Egypt (when he was 30). Where was Joseph? That’s 13 years of utter turmoil when Joseph went from a pit to prison, yet had success even in the darkest times.

Where are you? This simple question has a deeper meaning than just location. It’s an invitation to reflect on where you are in life and where you are meant to be. Taking time to reflect on your relationship with God and your life’s purpose can lead to powerful transformations. Don’t underestimate the power of this question and the impact it can have on your life.

Can you just imagine the scene where Joseph’s brothers meet him 15 years later after causing so much pain and disruption in his life? He is now in a position of authority above all of them. This turn of events likely left them in shock and fear.

What amazes me is “where” Joseph was … not in his position, but in his perspective. Joseph explains to his brothers that yes, “you sold me here” but more significant is the fact that “God sent me before you to preserve life” (Gen. 45:5). Joseph recognized that every difficult situation he faced had a greater purpose than he realized at the time. His story reminds us that our perspective can be more significant than our position.

So, where are you right now? Instead of just naming a place or position, we should consider our proximity to God and the work that He has prepared for us to do. Let’s focus on our perspective and trust that every step we take, even in difficult times, is leading us towards a greater purpose.

Conformed or Transformed?

As we start another year, the Apostle Paul offers very clear instruction:

“Do not be conformed to this age, but be transformed by the renewing of your mind, so that you may discern what is the good, pleasing, and perfect will of God.”

Romans 12:2 HCSB

Written so long ago – how do we apply this in our day? No doubt it is much easier to conform to this age because it takes more of an effort to be transformed. It takes intentionality to be transformed because what comes naturally is being conformed to what is around us (this age or the world around us).

The renewal of the mind is the key, meaning we must intentionally have things enter our mind to bring transformation. This begs the question: what is entering our minds? What we read, listen to, watch or in essence, what we consume on a regular basis shapes our thinking.

A deeper question then becomes: What is the source of the things we consume (what we read, hear and watch)? Clearly what Paul is saying here is that the source of what we consume is more important than we might realize because it determines if we are conforming to this age or being transformed! Transformation happens only when the mind is renewed by a source other than “this age.”

Butterflies undergo a complete metamorphosis. Each stage looks completely different and serves a different purpose in the life of the insect.
https://www.floridamuseum.ufl.edu/educators/resource/butterfly-life-cycle

It is vital for every Christian to “be transformed” because it is only then we become capable of discerning “what is the will of God, what is good and acceptable and perfect” in every aspect of our lives.

Let’s practically apply this in our finances: If you receive an increase in your annual pay for the next year, what will you do with that increase?

The most natural response is to increase your lifestyle, since you can now afford it a little better. You can also choose to pay down debt, or save this amount for a short or long term goal. Another option would be to give some or all of this pay increase to a charity of choice. I’ve listed these in this order based on two things: the first being my experience with clients as a financial advisor, but secondly on “this age” which typically shapes our financial decision making. You will likely agree that it is “this age” that influences the choices we make.

Let me echo the instruction of Paul here: “Do not be conformed to this age” or as it relates to our finances, do not increase your standard of living, “but be transformed by the renewing of your mind,” meaning our thinking is changed, even reversed, so we choose to increase our standard of giving.

God prospers me not to raise my standard of living, but to raise my standard of giving.

Randy Alcorn

Christmas Gratitude

Christmas Gratitude

At this time of year I feel extremely grateful – Serving as the National Director for Kingdom Advisors in Canada is not only a privilege but a living out of one’s calling. To be able to connect with so many high quality and generous financial professionals across this country is humbling – I could never have imagined this 10 years ago. 

I just glanced on LinkedIn this morning and saw posts from two of our Kingdom Advisors Champions – between them 1200 families were provided food for Christmas! That’s just two of more than 200 generous Kingdom Advisors in Canada! Why is this happening? I recently watched a message by John Rinehart, who shared how “Those whose hearts were stirred freely gave” (Exod. 35:21). He explained that the greatest ingredient in generosity is the Spirit’s stirring of our hearts.

There is a difference between God’s economy and man’s economy: the first is about giving and receiving, while the latter is more about buying and selling. It’s exciting to work with Christian financial professionals across Canada and see the transformational work of God moving them toward a focus on His economy. This is where the goal of our work and business goes beyond making money to loving and glorifying God by serving others with the gifts and talents He has given to us.

If you are stirred to help us continue to grow and engage more advisors with the life-changing truths of biblical financial advice, you can donate to Kingdom Advisors in Canada using this link. A big thank you to those who have already given this year!

When You Said, “I Do,” God Said, “I Will”

When You Said, “I Do,” God Said, “I Will”

One of the highlights for me this summer was to do something that I hadn’t done for many years – perform the wedding ceremony of Kyle & Natalie – a most meaningful event for any young couple starting on their life journey together.

As part of the ceremony, I read from Ecclesiastes 4:9-12

Two people are better off than one, for they can help each other succeed. If either of them falls down, one can help the other up. Though one may be overpowered, two can defend themselves. A cord of three strands is not quickly broken.

Eccl. 4:9-12 NLT

The focus of these verses demonstrates the benefit of two people being together, which is a great image of marriage. The end of the reference is adjusted to three when it refers to a cord or rope of “three strands” being not easily broken. This too, is a beautiful picture of marriage because it includes God – clearly adding extra strength to the bond.

At the ceremony, I shared how a rope of three strands is 50% stronger than a double stranded rope of the same diameter. It is also much better at resisting shock. In reality, life can throw us some curve balls so having one another and God will help sustain us whatever comes our way.

This ultimately illustrates that when we enter into the marriage covenant by saying “I do,” God truly enters into covenant with us!

About a month before the wedding ceremony, I read a devotional by Paul David Tripp which did not refer to marriage specifically but defined how God covenants with his people. I thought it was quite appropriate to share this during the ceremony:

Today you covenant with one another before God, but on this day God also makes a covenant promise to you that is sure & reliable!

Words to Kyle & Natalie on August 12, 2023

You have been granted all that you need, to be what God has called you to be and to do the things that God has called you to do in the place where he has put you.

So here’s how it works. God has promised to supply and empower; your job is to follow him by faith where you live every day. You don’t wait for provision before you move. God has not promised that you will see it beforehand. You don’t try to figure out what God is going to do next and how he will meet your needs; you move forward in the certainty that he is with you, for you and in you. This God of awesome power will grant you power to do what is needed. This is his sure and reliable promise to you.

Paul David Tripp, New Morning Mercies, July 6

It was my privilege to be the first to introduce Mr. & Mrs. Kyle & Natalie Davis.

Come Home Year 2022!

Come Home Year 2022!

Back in 1989, the denomination that we pastored in wanted us to determine where our loyalties lay – with the denomination or my family. We chose family and the repercussions of that decision effectively cut us off from the church and colleagues that we had attended Bible college with. There was one young man – age 18 – @Bradley Truman Noel, who remained a true and loyal friend for 35 years.

This past summer, we stayed a couple of days with Brad and his wife, Melinda and also bought a “Come Home Year 2022” mug on our visit home. What we did not know was that when I spoke with Brad (in July), it would be the last conversation I would have with him because he tragically passed away on Sept. 10th. As I was recently washing that mug, I couldn’t help but think that Brad went HOME as well in 2022, but to an eternal home that is far better than NL.

I googled the definition of home and found this:

“The place where one lives permanently, especially as a member of a family or household.”

Dictionary Definitions from Oxford Languages

On Sept. 10, 2022, Brad was riding his motorcycle to his home in Springdale (his temporary home), and many have said that he didn’t make it home. If we truly understand the definition of HOME, he did make it home – his permanent home.

There is not a day since then that I have not thought about him. I have wanted to write a blog but honestly, have struggled for the right words. Today I re-read my blog post from Dec. 31, 2019 where I spoke about holding my new-born granddaughter (born on Christmas Day).

Holding that child in my arms gave me such an amazing sense of the miracle of birth. I could feel my little granddaughter breathing as she lay on my chest. She is so tiny and completely dependent on someone else for pretty much everything, except breathing. Thankfully, she is breathing quite well on her own.

Word4Now – Dec. 31, 2019

The reality is that even the breath we have was given by God. As I re-read that blog, my mind went to the evening of Sept. 10, when the breath went from Brad.

I then thought about Dr. Ken Boa who said, “You cannot live in two worlds simultaneously.” He described “womb world” as a place where the baby has everything it needs and therefore, has no desire to leave that place. However, we must die to “womb world” in order to live in this larger world – Earth. He goes on to say, “We were never meant to stay in that womb – to stay there would be the way of death and the birth canal is the death to ‘womb world’ but birth to a larger, wider world (another larger, wider womb).

Is the world we live in now, as it is, our home? Is this where we were meant to live? We are not in the land of the living; we are in the land of the dying, but we are going to the land of the living! Death is actually a second birth canal that opens up a larger, wider world.

Restoration Requires Wreckage

Have you watched some of the home Reno shows, where a couple agrees to have their kitchen wrecked? In most cases, the kitchen was functioning fine, but the homeowners wanted to update it, make it new and even improve how it functions. This illustrates the perspective that we need to have and what we all look forward to in our future as believers. Brad’s body was “wrecked” on that ride, but wreckage is required to bring restoration.

A week before the accident, I started a home Bible Study using Randy Alcorn’s book titled Heaven. It has made me realize that we say many things that are not biblically accurate.

What I wrote above is a prime example: “When I spoke with Brad (in July), I didn’t realize it would be the last conversation I would have with him.” If we understand the theology that Brad taught us, the truth is: we will walk with Brad again on the New Earth. We will have resurrected bodies and we will talk with him … the life we have now continues into eternity.

Randy Alcorn says,

“We need to carefully reform our vocabulary to express what’s actually true. If we don’t, we will ultimately fail to think biblically and continue to embrace predominant stereotypes of Heaven.”

Randy Alcorn, Heaven, p. 136

Do you remember Brad’s passion and ultimate goal? Making thinkers believe and believers think.

Let me suggest two ways to continue Brad’s legacy:

  • Determine to “consciously correct our vocabulary so it conforms to revealed biblical truth.”

The realization that the present heaven (where Brad is now) will change and will one day come down to the New Earth is eye opening and is helping me process what has happened in 2022. Our daughter shared very encouraging words to me this past month: “I can’t wait to see you and Brad walking together again having a life chat” (referring to our time together on the new earth in our resurrected bodies). I am looking forward to my next conversation with you, Brad!

For now we hold on to these captured memories!

Christian Financial Professionals Needed in Canada

Christian Financial Professionals Needed in Canada

I’ve been looking at some stats as part of a research project to determine the need for financial advice that aligns with the values and priorities of Christian consumers in Canada.

Financial Advisors in Canada

Firstly, what is the total number of financial advisors in Canada? According to an Advocis report released in 2012 there were just over 90,000 financial advisors.

https://www.advocis.ca/pdf/Financial-Advice-Industry-Economic-Profile.pdf

In 2020, the Mutual Fund Dealers Association (MFDA) released a client research report, which stated the total number of advisors had grown to 136,000 as of January 2019. (The Investment Industry Regulatory Organization of Canada (IIROC) is the pan‑Canadian self‑regulatory organization that oversees all investment dealers and trading activity on Canada’s debt and equity marketplaces). 

https://mfda.ca/wp-content/uploads/2020_ClientResearchReport-1.pdf

In a Sept. 29, 2022 press release, IIROC announced that MFDA & IIROC “have passed a special resolution approving the amalgamation of the two self-regulatory organizations (SROs). Effective January 1, 2023, subject to the conditions outlined in the Combination Agreement, the MFDA and IIROC will become one organization that will temporarily be known as the New Self-Regulatory Organization of Canada (New SRO).” This release stated that the approximate number of MFDA approved persons are 76,695 plus another 32,000 registered employees with IIROC. This means the New SRO will have 108,695 total advisors serving the Canadian public.

Financial Wealth in Canada

Next, it’s important to understand the level of wealth held by Canadian households. The MFDA Client Research Report also revealed that there are 16.2 Million Canadian households holding 4.4 Trillion in financial wealth.

Most households in Canada (79%) are mass-market households who own $100,000 or less in financial wealth (not exactly the target market for financial advisors). However, mass-market households only own 4% of the $4.4 trillion in financial wealth in Canada. Conversely, affluent households represent only 10% of all households in Canada but own 86% of the $4.4 trillion in financial wealth. Mid-market households represent 11% of all Canadian households and own 10% of total Canadian household financial wealth.

Wealth held by Christians

According to Pew Research published July 2019, 55% of the Canadian population consider themselves Christian. This would mean 2.42 Trillion of financial wealth is in the hands of Christians among 8.9 million households.

The research further shows that 33% of Canadians say that belief in God is essential to have good values. It is quite natural for clients to work with an advisor who shares their values. This would mean that over 5.3 million households in Canada would prefer to work with a Christian advisor; one having values based on a belief in God.

In the Investment Executive’s 2021 Dealers’ Report Card: The average advisor reported serving 206 households. This means that 26,500 advisors would be needed to serve the 5.3 million Christian households.

However, not all of these households are the ideal clients for advisors. The MFDA report showed that 79% of these households are mass-market, meaning they have less than 100k to invest and are therefore not the target market for advisors. The remaining 21% are mid-market (100K – 500k) or affluent (500k+), which is the target market for financial advisors (or 3.4 million households). This would mean that 1.87 million would identify as Christian (55%) and 1.12 million households (33%) would have values driven by their belief in God.

How many Christian advisors are needed to serve these 1.12 million households who say their values are driven by their belief in God? If we take the average advisor serving 200 households – a minimum of 5,600 Christian financial professionals are needed in Canada. To serve those who identify as Christian (55%), 9350 financial professionals are needed. (As a side note: it has been debated whether an advisor has the capacity to adequately serve 200 households effectively – the number is probably closer to 100 families, thus increasing the need for Christian advisors).

Certified Kingdom Advisors are Needed

The Christian market segment has specific financial planning and decision-making differentiators that are important in their selection of a financial advisor, based on their  religious/faith paradigms including: planning areas and common language, financial stewardship, debt, lifestyle, investing, charitable giving, estate planning and wealth transfer, generosity, and retirement planning.

One of my mentors, Ron Blue, who is also the Founder of Kingdom Advisors, believes that “everybody’s advice and counsel comes from a value system. What I learned as a CPA and a Christian is that good advice has its roots in wisdom that is thousands of years old. I am applying this wisdom to decision making regarding money.” He also says, “There is a big difference between a Christian who is a financial advisor and a ‘Christian financial advisor.’ A Christian financial advisor integrates their faith into their professional advice.”

The CKA® designation is designed to build on an advisor’s base of technical competency and experience as evidenced by an approved industry designation, or a minimum of 10 years full-time experience in a specific financial discipline. The earning of the designation is a pathway for a Christian who is an advisor to become a Christian financial advisor. There is a significant need for sound financial wisdom in Canadian households, which can come through trained Christian financial advisors.

Financial advisors can learn more here: https://kingdomadvisors.com/

Seeing The Eternal in Queen Elizabeth II

Seeing The Eternal in Queen Elizabeth II

I married into a family that certainly had a healthy appreciation for the Royal family. The Annual Christmas Message from the Queen was one my wife never wanted to miss. We watched the Netflix series called “The Crown” which chronicled the life of the Royals, particularly Queen Elizabeth II.

We may never know if some of the scenes or words spoken are perfectly accurate, but the advice Winston Churchill gave the young Queen was very powerful. As she was leaving on a flight to tour some countries in the Commonwealth, he instructed her, “Never let them see the real Elizabeth Windsor. The cameras, the television; never let them see that carrying the crown is often a burden. Let them look at you but let them see only the eternal.”

From the Netflix Series “The Crown”

Churchill was telling her that although people wanted to see the Queen, she must determine what she would allow them to see. In essence, the Queen needed to represent the crown more than herself. Her priority was to put the interest of the crown ahead of her own delight. This entailed self-denial, sacrifice and service for the higher purpose of the crown. Churchill instructed the Queen to display the eternal, or higher calling.

We are seen everyday by others, but what do we let them see?

1926 – 2022

While we may not live the life of a Royal, we all have choices to make about how we are seen by others. We all have opportunities to “let them see only the eternal.” We put our best forward when we have an important meeting, but are we motivated by who we represent? For the Queen, she was called to represent the crown, something that existed before she was even born.

The fact is eternity is set within the heart of each of us, even commoners, and whether we recognize it or not, we are all representing something greater than ourselves that existed before we were born. That also means there is a much grander purpose in the conversations we have than we realize.

For we are His creation, created in Christ Jesus for good works, which God prepared ahead of time so that we should walk in them.

Ephesians 2:10 HCSB

At times, I felt my life lacked meaning and purpose. However, I now know that those were the times that I failed to recognize the eternal in my day-to-day life. It is too easy for us to become focused only on the routine of the day and overlook the opportunities to have a significant influence on others. Consider the words you share and the advice you provide to others. In many cases, it has a greater impact that only eternity may reveal.

A tribute to Her Majesty’s 90th birthday

Churchill’s advice to the Queen is good for all of us: “Let them look at you, but let them see only the eternal.”

Queen Elizabeth II had an eternal perspective that guided her leadership. A tribute for Her Majesty’s 90th birthday was aptly titled: “The Servant Queen and the King she serves.” Well done, Ma’am!